👤 Got an ITIN (Individual Taxpayer Identification Number)? You’re closer to owning a home than you think.
💼 Perfect for self-employed borrowers who can’t qualify through full documentation.
📉 Tax write-offs can shrink your reported income—but this program sees the bigger picture.
📆 Use your ITIN income from the past 1–2 years instead of tax returns.
🪪 Just bring your valid ITIN card or IRS letter + photo ID (passport, driver’s license, etc.)
🏡 Available for both purchase and refinance—flexibility built in.
🫱 DACA borrowers welcome! We believe in opportunity for all.
📊 Up to 50% DTI and 80% LTV—room to qualify even with higher expenses.
📉 Credit scores as low as 620 accepted—don’t let a number hold you back.
🎁 Gift funds & gift equity allowed—family support counts here.
⏳ One late mortgage payment? No problem if it’s over 6 months ago.
📆 40-year fixed term with 10-year interest-only option—customized for your cash flow.
🤝 Apply with Michael Parsi for honest advice, free consultations & zero pressure.
🚀 Let’s turn your ITIN into a key to your future—reach out today