Purchase · Investment
Loans built around rental income, cash flow, and the next property.
Investment financing is different from a primary home. I help you compare conventional investment loans and DSCR when personal tax returns are not the best path.
Investment Property Loan
A rental property is underwritten as an investment, not as the house you live in. Rates, down payment, and reserve requirements are usually different.
If you want qualification from the property’s rent, DSCR may be cleaner than a full personal-income file. If your personal income is strong, a conventional investment loan may be simpler.
I will look at cash flow, reserves, and how this purchase fits the rest of the portfolio before we pick a path.
What to know
Program details depend on the property, credit, and file. I will say so if another option is a better fit.
- Built for rental and investment real estate.
- We compare conventional investment loans against DSCR.
- Cash flow and reserves matter as much as the purchase price.
- Free consultation before you make an offer.